Why an Independent Agent?
is a difference in where you buy your protection.
Many people don't realize there are three sources
1. Captive Agents, who can only sell you insurance
products from the one company they represent.
2. Telephone Representatives who can offer you the
insurance of only one company and only on the
3. Independent Agents who represent a number of
companies, and research with these carriers to find
you the best combination of price, coverage and
Your Independent Insurance Agent and Trusted
Works with you to identify the insurance and
financial services that are right for you and your
○ Guides you through the claims process for a prompt
and fair resolution of your claim.
○ Helps solve problems related to your coverage or
○ Explains the coverages and options available to
you at your request.
○ Returns your phone calls and e-mails promptly and
responds to your requests in a timely manner.
○ Provides 24/7 services for their customers,
offering any of the following: emergency phone
Internet account access, e-mail and call center
○ Uses their experience and multiple company
relationships to customize your coverage as needed.
○ Commits their staff to continuing education so
they may be more knowledgeable in serving you.
○ Treats you with dignity and respect.
○ Conducts their business in an ethical manner.
There is a difference!